There are literally thousands of places where you can get a home mortgage loan in America today. If you’ve maintained good credit, the interest rates nationwide are generally about the same, and there are all shapes and sizes of adjustable and fixed rate loans. At BANK VI, the difference between an average home loan experience and a great mortgage loan experience is our people, and the number of programs we offer. You’ll be pleased with the decision to have BANK VI as a partner in getting your next mortgage loan— we promise you.
There is no bank anywhere that has people like Bill Grammer, Brenda Ratzlaff, Margo Johnson, and Kim George representing you as your own personal mortgage lending team— standing beside you every step of the way— helping you choose the right loan terms for you and your family, and expediting the process to make it simple, cost-effective, and easy to understand.
At BANK VI, we have so many ways to help you with the acquisition or refinancing of a home mortgage loan, there simply isn’t adequate space to list all of the options. The depth and scope of our lending programs provide us opportunity to find you a home mortgage loan that’s perfect for you— given where you are at in your life cycle. We’ll keep your costs to a minimum, and you won’t see a lot of origination fees and discount points in what we do (unless that’s an option that makes sense for you).
But here are a few of the types of mortgage loans we make:
- Conventional fixed rate loans
- Conventional adjustable rate loans
- Loans to First-Time Homebuyers
- Loans to Veterans
- Low down payment programs
- Loans to those with less than perfect credit
- Fixed second mortgage loans (with purchase or without)
- Mortgage loan refinances to consolidate debts, or simply lower the monthly payment
- Construction loans for homes
Call us today at 785 825-4321 or click on Apply For a Home Loan... and start your application today!
We’re an Equal Housing Lender, and a proud Member FDIC.
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